Our Loans

Why Granite Street

Speed and Certainty of Execution

We regularly close loans within 2 to 3 business days of receiving a preliminary title report.

Direct Loans

We fund loans using our own capital, allowing for added flexibility of terms, loan approval, and underwriting.

Competitive Terms

Granite Street offers aggressive hard money terms for real estate investors, operators, and brokers.

The Loan Process

Contact Us

Call to discuss your opportunity (address, purchase price, requested loan amount, and investment plan).

Apply

Fill out a basic loan application, then receive a term sheet. We will open up escrow, and order a title report.

Closing

Closing can happen in as little as 2-3 business days after receiving a clean title report from the escrow company.

Typical Loan Terms

Loan-To-Value (LTV)

Maximum of 80% of the purchase, or 65% of the after repair value. 

Loan Amount

$50K - $2M. Larger loans will be considered on a case by case basis. 

Rate/APR

Generally 12% - 13% annually.

Fees

Generally 3% for a short term bridge loan (with options to extend).